Policy and schemes · India

PM Surya Ghar subsidy

Eligible homes can claim central support through the National Portal. The household must use a registered vendor and compliant grid-connected solar, then complete the DISCOM process before payment.

By the SolarCost.in Editorial Team15 min read

This guide is for households checking PM Surya Ghar subsidy, eligibility, portal steps and vendor rules.

Current central assistance rates

Eligible household systemStandard statesSpecial category states and UTs
First 2 kW₹30,000 per kW₹33,000 per kW
Next 1 kW₹18,000 per kW₹19,800 per kW
Capacity above 3 kWNo extra central assistanceNo extra central assistance

The normal maximum for an individual household is ₹78,000 in standard states and ₹85,800 in special category areas. The portal determines the applicable amount. State support, where available, follows separate rules. Use our subsidy calculator to get your exact amount for any system size.

Who can claim it

The central assistance covered here is for eligible residential consumers with a grid-connected electricity connection. Commercial and industrial consumers are not eligible for this residential CFA. Housing societies can use a separate rate for qualifying common facilities, subject to the capacity limit in the guidelines.

The installation must use a vendor registered on the National Portal and modules that meet the domestic content requirement. Off-grid installations are not eligible. The published guidelines allow approved metering arrangements and certain grid-connected battery or behind-the-meter systems, subject to the relevant state regulator and DISCOM.

Application to payment

  1. Register at pmsuryaghar.gov.in using your state, DISCOM and consumer details.
  2. Submit the rooftop solar application and follow the feasibility process shown for your DISCOM.
  3. Compare registered vendors. Agree on equipment, layout, price, timeline, payment stages and service in writing.
  4. Install the system and upload the required plant details and documents.
  5. Complete the DISCOM inspection, metering agreement and commissioning steps.
  6. Submit or confirm bank details and redeem the activated e-token or claim flow shown in your account.

The guidelines state that CFA is processed within 15 days after DISCOM approval. Your total project time can be longer because installation, meter work, correction requests and local queues come first.

Avoid these common problems

  • Do not assume a salesperson is registered. Check the portal listing.
  • Do not install first and apply later if you expect subsidy.
  • Match equipment serial numbers and capacities across invoice, portal and site.
  • Use a bank account and documents accepted by the portal.
  • Keep login access yourself. Do not hand over OTP control.
  • Do not treat “300 units free” as a guaranteed zero bill. Generation, use, tariff, fixed charges and metering rules decide the bill.

For a step-by-step version, read today’s guide to PM Surya Ghar registration and subsidy.

“300 units free” is a goal, not a flat monthly payment

The scheme supports rooftop solar so households can generate electricity and reduce bills. A 3 kW system may produce around 300 to 450 units in a good month, but output changes by city, season, shade and losses. Your consumption timing and state billing rules decide the final bill.

Choose size from 12 months of kWh use, clear roof area and the local capacity rule. Do not install 3 kW only because the subsidy reaches its normal maximum there. A smaller home may export too much, while a larger home may need more than 3 kW even though there is no extra central assistance above that point.

Fixed charges, taxes and arrears can remain after solar. Read the net metering guide before treating a zero bill as guaranteed.

Use the consumer login to follow every stage

For consumer login, registration and application status, start only from pmsuryaghar.gov.in. Select the consumer route, not a vendor or DISCOM staff login.

Status names can differ as the portal changes, but the path normally covers registration, application, feasibility or deemed approval, vendor selection, installation details, net meter work, inspection, commissioning and subsidy redemption. If a stage is stuck, first check whether the portal asks for a correction. Then contact the registered vendor or the DISCOM role responsible for that stage.

Keep the electricity consumer number, registered mobile, application ID and complaint reference together. Do not share an OTP with an unknown caller. The official process should not require payment to a private person to “release” a central subsidy.

Apartment residents and housing societies follow different routes

An individual flat owner needs legal access to a suitable installation area and a connection arrangement accepted by the DISCOM. A shared roof cannot be assigned by one resident without society approval.

Group housing societies and resident welfare associations can receive CFA for eligible common facilities, including EV charging. The published rate is ₹18,000 per kW in standard states and ₹19,800 per kW in special category areas, subject to 3 kW per dwelling and a total of 500 kW. This is separate from an individual home claim.

Ask the society to record the decision, roof rights, system ownership, meter arrangement, maintenance duty and sharing of savings before signing a contract.

A subsidy and a loan are separate decisions

The National Portal and Jan Samarth integration can connect applicants with loan products. Approval still depends on the lender. Compare interest, fees, tenure, insurance, security, disbursal and prepayment terms.

If scheme-linked finance is used, CFA may first reduce the outstanding loan under the published process. Confirm the flow in the loan agreement. Do not assume the subsidy arrives before the vendor payment is due.

Compare the total repayment with conservative solar savings. An EMI continues through low-generation monsoon months. Read the solar financing guide before borrowing.

Five checks that stop common subsidy scams

  1. Type the official portal address yourself.
  2. Check that the vendor is listed for the correct state and DISCOM.
  3. Keep your own mobile number and bank details on the application.
  4. Pay only against a written quote, invoice and visible milestone.
  5. Reject any demand for a personal transfer to speed up inspection or subsidy release.

Vendor registration is required, but it is not a quality guarantee. Compare the exact equipment, site design, warranty and local service. Report misleading claims through the portal or appropriate consumer channel and save every message.

Common questions

Is there a PM Surya Ghar application deadline?

The published scheme guidelines say the implementation period runs to 31 March 2027. That is not a promise that every application can wait until that date. Check the National Portal and your DISCOM for current application status and any local cut-offs.

Can I use any solar vendor?

You can negotiate rates, but to claim CFA under the standard capex route you must choose a vendor registered on the National Portal.

When is the subsidy paid?

It is processed after installation, required documents, DISCOM inspection and approval, and completion of the portal claim steps. The guidelines state processing within 15 days of DISCOM approval.

How do I check PM Surya Ghar application status?

Open the official National Portal, use the consumer login linked to your electricity connection and read the current stage. Keep the application ID and contact the vendor or DISCOM only for the stage they control.

Can a tenant claim the subsidy?

The residential connection, roof rights and owner consent must support the application. A tenant should not assume eligibility without the property owner and DISCOM accepting the arrangement.

Can I receive both central and state solar subsidy?

Some states may add support. Claim only the amount shown by the live National Portal or current state order. Rules, budgets and application windows can differ.

Can an apartment association apply?

A group housing society or resident welfare association can apply for eligible common facilities under a separate rate and capacity limit in the guidelines.

Is PM Surya Ghar available for a shop or factory?

The household CFA is not for commercial or industrial connections. Businesses need to examine state rooftop rules, tax treatment and other finance routes.

Official sources

Rules and portal processes can change. Check these sources before committing money.

  1. MNRE operational guidelines for residential CFA
  2. MNRE clarification issued February 2025
  3. PM Surya Ghar National Portal
  4. PIB scheme update, 4 August 2026
  5. PIB PM Surya Ghar scheme explainer and application steps
  6. PIB PM Surya Ghar progress update, August 2026

About the editorial team

Written by the SolarCost.in Editorial Team

The SolarCost.in Editorial Team checks official rules, public data, calculations, source dates and plain language. The team is independent of installers, vendors and lenders. It does not install solar or sell customer leads, and it does not provide engineering, legal or financial advice. Read our editorial policy or report a correction.